The invoice closes itself
the moment the money lands.
Voldier™ is your AI CFO for B2B SMBs across the EU and EEA - bank balances, receivables, payables, payroll and books in one operating layer, with invoices born paid (Invoice-On-Payment™). Every critical decision fits in one button.
Pre-launch. Early access open for Spain and the rest of the EU.
Your AI CFO
What is an AI CFO?
Not collections software. Not accounting. Not banking. It's the CFO your business couldn't afford to hire.
For 20 years, financial software for SMBs was split into separate boxes: accounting on one side, collections on another, banking on a third. Each with its own version of "your money", none speaking to the others in real time. Your accountant is the human bridge who reconciles everything at 9 AM on Monday - after the decision you needed to make on Friday is gone.
Your AI CFO breaks that logic: it reads your bank balances, receivables, payables, payroll and books, anticipates the critical moment, and proposes the right decision while you still have time to make it. It sees what no human review can: every account, every movement, every day - and it never sleeps. And its billing core inverts the cycle: the invoice is only issued once the bank confirms the payment - born paid (Invoice-On-Payment™) - no receivables to chase.
The cash trinity
For your AI CFO to work, connecting to one source isn't enough. Three realities of your money live separately - and we have to unite them into a single operational truth.
The money you have
Your bank account, live. Not the version your accounting app copied 6 hours ago - the actual balance, right now.
The money you're about to pay
Monday payroll, rent, suppliers. Lives in your ERP and payroll system. We read it, we don't move it.
The money you're owed
Your open invoices, promise-to-pays, disputes. Our own ledger - not a sync-copy of your accounting system.
The trick is uniting the three. When the system knows what you have, what you owe, and what you're owed - at the same time - you don't need to guess anymore. The critical moment becomes visible before it hits.
And when the moment comes, the button is already there: invoice, collect, advance capital, adjust. Without opening 5 apps. Without calling your accountant. One single click.
Invoice-on-payment workflow
The fiscal invoice is only issued after the bank confirms the payment - eliminating manual reconciliation, credit notes, and tax adjustments.
Milestone-driven contracts
The contract that bills itself.
Sign once upfront. Each milestone you mark complete auto-issues a billing notice; the invoice-on-payment workflow closes it the moment the customer pays. The contract becomes your dispute evidence - the workflow becomes your cash flow.
< 3s
Per reconciliation
7,000+
Supported bank connections
0
Credentials shared
We eat our own dog food. Our invoice-on-payment workflow verifies our payment webhooks the same way it verifies your customers’ bank deposits.
How it works
Three steps from bank connection to reconciled invoice.
Authorize through regulated partners
You authorize access through licensed financial partners. Credentials never leave them; we never see or store them.
Agent-on-Sync™ resolves every deposit
Each confirmed deposit is resolved to the invoice that funded it - automatically. Exceptions surface in seconds for human review.
Your accounting system stays current
Agent-on-Sync™ closes the loop with your accounting system - no manual entry, no copy-paste, no end-of-month cleanup.
Supports the payment rails you already use
Compare
They automate the chase. We remove it.
Europe's most-used tools split the problem in two: Agicap forecasts the cash you might collect, Chaser chases the invoices you haven't. Voldier removes the unpaid invoice entirely. Nothing to chase. Nothing to forecast around.
Agicap
On request
per module / yr
Forecasts the receivable · never removes it
Chaser
£199–£1,199
per month
Chasing only · you still reconcile every payment yourself
Voldier
$49–$349
flat, per company
Invoices born paid · your money never touches us
Works with the accounting system you already use.
Whether your books live in the cloud or behind your firewall, Agent-on-Sync™ keeps them current with what is happening at the bank - without you re-keying, exporting CSVs, or migrating.
Ready to move from AR automation into financial operations?
Early access for Spain and EU teams. Secure verified setup and bank-confirmed workflows included.
Join the early accessVoldier is financial operations software, not a debt collector. Security & compliance →